Our Firm's Process

 

 

At Retirement Planning Specialists, our planning and investment process is designed to help you make smart decisions about your money for today and for tomorrow. 

To do so, we use a five step process to determine what type of plan will keep you on track toward reaching your goals. 

 

 

We have designed our LifeStage Financial & Retirement Plan specifically to achieve the following:

1.  Understand your true financial goals.

2.  Develop the best possible plan for achieving those goals.

3.  Monitor progress to keep us both on track at each step of the process with periodic reviews.

 

Our Consulting Process is based on a Series of Five Meetings:

THE DISCOVERY MEETING

At our initial consultation, we will conduct a discovery meeting at no charge.  The "get-to-know" one another meeting allows you to meet  Tina on a one-on-one basis as we are looking to build long-term relationships.  You will bring in a list of your assets and liabilities and recent investment statements.  Together we will discuss where you are, where you want to go and how we can maximize the possibility of getting you there.

THE INFORMATION GATHERING MEETING

At this meeting, we will collect all necessary documents from you (and your spouse) and completed forms given at the Discovery Meeting.  To help you get started on envisioning your retirement, you will also receive a free gift, the unique book Tina authored, Getting Reading for Retirement.

What you will bring to this meeting:

  • The Confidential Financial Overview fact-finding form. 
  • The Risk Tolerance Form
  • Last year's tax return
  • Current bank, mutual fund, brokerage and retirement plan statements
  • Current booklet of your employer's benefit package
  • Insurance policies
  • Legal documents including wills or trusts
  • Any other documents that would help us fully understand your financial situation

 

THE FINANCIAL/RETIREMENT PLANNING MEETINGS

At the next two or three meetings, we will present a complete analysis of your current financial situation in a Financial Organizer and make specific recommendations for each and every area of your financial program.  Our goal is to provide solutions and answer all of your questions.

After we have together made any necessary adjustments to your customized recommendations and you feel comfortable in these recommendations, the next step is to take action and implement the plan.  This will be done at the final meeting.

PERIODIC REVIEWS & CONTACTS

To insure that you are to remain on track to accomplish your goals, it is essential that you meet with your advisor at least once a year.  Depending on your specific needs and your investment portfolio, it may be necessary to meet in person or in conference more frequently.  We will always be accessible to continue to  advising you every step of the way building a solid financial foundation for you and your family.

 

Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck